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retroactive authorization

Retroactive authorization is an insurer’s approval for a medical service, treatment, or supply that is given after it has already been provided, rather than before it is provided.

In plain English

What makes it retroactive is the timing. It describes an insurer's approval that comes after the medical service, treatment, or supply has already been provided, rather than in advance.

In context

Here, "retroactive authorization" names an authorization workflow for insurer approval that is referenced after the medical service, treatment, or supply has already been provided.

Situation
Checking provider networks, authorization, referrals, eligibility, and preapproval states
What it communicates
names an authorization workflow referenced after the usual timing point.

Meaning limits

The term alone does not indicate whether the insurer will grant the approval or what the outcome will be.

Examples

“The insurer gave retroactive authorization for the overnight observation after the patient had already gone home.”

Core meaning

“After the dressing change was done, the surgeon's office requested retroactive authorization from the insurer.”

In context