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Language Foundation

pending capture

Pending capture is the status of a card payment that has been authorized but has not yet been captured for settlement.

In plain English

The card issuer has approved the payment amount, so the payment is being held rather than finally settled. The capture step that turns that authorization into settlement has not happened yet.

In context

Here, "pending capture" labels a card payment that has already been authorized and is still waiting to be captured for settlement.

Situation
Handling verification holds, payment disputes, chargebacks, reversals, and failed refunds
What it communicates
labels an authorized payment awaiting final settlement

Meaning limits

This status alone does not indicate whether settlement will happen later.

Examples

“The hotel charge remained pending capture two days after the card issuer approved the amount.”

Core meaning

“If a card payment stays pending capture overnight, the clerk checks it again the next morning.”

In context

  • payment status Broader Term

    This status belongs to the broader category of payment statuses.

  • captured Contrast

    This contrasts with a status where capture has already taken place.