Skip to main content
Language Foundation

captured

Captured describes a card payment that is in the state in which its authorized amount has been claimed for settlement to the seller.

In plain English

This means the seller has formally taken the amount that was previously approved on the card. The payment is now at the stage where that approved amount has been put forward for settlement.

In context

Here, "captured" indicates that an authorized card payment has had its approved amount claimed for settlement to the seller.

Situation
Reading card, bank, wallet, authorization, decline, pending, and settlement states
What it communicates
labels that an authorized card payment has been taken.

Meaning limits

By itself, "captured" does not establish that settlement has already occurred; it only identifies the state of having been claimed for settlement.

Examples

“The card payment was captured on Monday, but it did not settle until Tuesday.”

Core meaning

“One card payment remained authorized, while the other was already captured.”

In context

  • authorized Contrast

    An authorized payment has approval in place, while a captured payment has had the amount claimed for settlement.

  • settled Contrast

    Captured identifies the stage before or apart from completed settlement; settled identifies completion of settlement.