In plain English
This option is for the employee alone. The insurance does not extend to a spouse, partner, child, or any other dependent.
In context
Here, "employee only" names the available coverage choice that insures just the employee, with no spouse, partner, child, or other dependent included.
- Situation
- Enrolling in policies and reading coverage, member, beneficiary, and effective-date labels
- What it communicates
- names one available coverage choice in the selection table
Meaning limits
The term alone does not indicate whether a person can choose this option; it only identifies who would be covered under it.
Examples
“After his wife started a new job, Daniel changed to employee-only coverage and took her off his insurance.”
“At renewal, Priya chose employee-only coverage for herself.”