In plain English
It means one policy or plan can include more than one person in a family, rather than only one person alone. The covered group includes one insured person and at least one family member under that same insurance arrangement.
In context
Here, "family coverage" names the plan option in which one insured person and one or more family members are covered under the same policy or plan.
- Situation
- Enrolling in policies and reading coverage, member, beneficiary, and effective-date labels
- What it communicates
- names one available coverage choice in the plan options
Meaning limits
The term alone does not say which relatives count as family members, since that can vary.
Examples
“When Luis added his wife and daughter to his own policy, it became family coverage instead of coverage just for himself.”
“At renewal, Priya chose family coverage so the same plan would include her son as well as her.”