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withdrawable balance

A withdrawable balance is the amount of money in an account that can currently be withdrawn.

In plain English

This term points to the portion of the money in an account that is available right now. It distinguishes funds that can be taken out now from the account's total recorded funds.

In context

Here, it labels the amount of money in the account that is currently shown as able to be withdrawn.

Situation
Sending transfers, receiving payouts, withdrawing funds, and reading wallet balances
What it communicates
Labels funds currently shown as eligible for withdrawal.

Meaning limits

By itself, the term does not say why any other money in the account is not included in that amount.

Examples

“Although the account held $900 in total, her withdrawable balance was only $650 that afternoon.”

Core meaning

“By morning, the account showed a withdrawable balance of $40.”

In context