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policyholder

A policyholder is the person or organization that owns an insurance policy.

In plain English

This term identifies who the insurance contract belongs to. The owner may be a person or an organization.

In context

In that role, "policyholder" names the person or organization shown as the owner of the insurance policy.

Situation
Enrolling in policies and reading coverage, member, beneficiary, and effective-date labels
What it communicates
names the ownership role shown in the policy header and account profile

Meaning limits

By itself, this term only identifies ownership and does not tell you any other role that same person or organization may have.

Examples

“Although her son drove the car, Maria remained the policyholder.”

Core meaning

“The policy lists Oak Street Bakery as the policyholder.”

In context