In plain English
This means the card issuer has said yes to the amount being charged. It shows approval for the requested card transaction amount. The payment can still be unfinished and not yet settled.
In context
On the card payment details page, "payment authorized" reports that the card issuer approved the requested transaction amount for that payment, even though completion or settlement may still still be pending.
- Situation
- Reading card, bank, wallet, authorization, decline, pending, and settlement states
- What it communicates
- labels the authorization outcome on the card payment details page.
Meaning limits
By itself, this status does not establish that the payment has been completed or settled.
Examples
“At checkout, the card payment was payment authorized for the full amount, but it was not settled until the next day.”
“In the card payment details, the reservation charge appears payment authorized while the settlement date is still blank.”