In plain English
This is a person who is insured under another family member's policy instead of having separate coverage in their own name. It is usually a spouse or child.
In context
Here, dependent labels the person whose insurance coverage is provided through another family member's policy.
- Situation
- Enrolling in policies and reading coverage, member, beneficiary, and effective-date labels
- What it communicates
- labels a person-entry role in the dependent information section
Meaning limits
The term itself does not identify which family member's policy provides the coverage.
Examples
“After the wedding, Maya added her husband as a dependent on her insurance policy.”
“Leo was insured as a dependent under his mother's policy.”