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date of loss

In insurance, the date of loss is the calendar date on which the accident, damage, injury, or other event that caused the claimed loss occurred.

In plain English

This means the specific day when the loss-causing event happened, not when it was noticed or communicated later. It ties the claimed loss to a calendar date for the event itself.

In context

Here, it labels the field asking for the calendar date when the insured event or damage that caused the claimed loss happened.

Situation
Submitting claims, evidence, estimates, and following claim status
What it communicates
labels the field for the date the insured event or damage happened

Meaning limits

The term itself identifies only the date of the loss-causing event, not any later timing.

Examples

“Although he discovered the leak on Tuesday, the date of loss was Sunday, when the ceiling first collapsed.”

Core meaning

“On the claim form, write the date of loss from the day the kitchen fire started.”

In context