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current balance

A current balance is the amount of money in an account at the present time, based on the transactions that have already been recorded on it.

In plain English

This is the up-to-date amount in the account at this moment. It is calculated from transactions that have already been recorded, so it reflects what has been entered so far.

In context

Here, "current balance" labels the amount of money in the account at the present time based on the transactions already recorded on it.

Situation
Understanding invoices, billing statements, balances, due dates, credits, and receipts
What it communicates
labels the account balance shown as of now on the statement or summary

Meaning limits

The term by itself does not establish whether any other transactions have not yet been recorded in the account.

Examples

“Although she had written a cheque that morning, the current balance was still £420 because the payment had not been recorded yet.”

Core meaning

“After the refund was entered, the teller checked the current balance in the account.”

In context