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certificate of insurance

A certificate of insurance is a document that shows that an insurance policy is active and summarizes its main details, such as who is insured, the types of coverage, the coverage limits, and the policy dates, without being the policy itself.

In plain English

This is a proof document, not the full policy. It indicates that insurance is currently in force and gives a brief summary of the key facts, including who is insured, what coverage is included, the limits, and the dates.

In context

Here, "certificate of insurance" names the downloadable document that confirms the policy is active and summarizes its main details.

Situation
Renewing, changing, cancelling, and retrieving policy documents
What it communicates
names a downloadable policy document in the file list

Meaning limits

The term alone does not provide the full policy terms or make this document the policy itself.

Examples

“The landlord accepted the certificate of insurance as proof that the policy was active, but asked for the policy itself to review the exclusions.”

Core meaning

“After the renewal, she downloaded the certificate of insurance and emailed it to the venue.”

In context