In plain English
This status means a payment request was turned down. The refusal came from the payer's bank rather than being only a general payment problem notice.
In context
Here, "bank declined" reports that the payer's bank rejected the payment request.
- Situation
- Reading card, bank, wallet, authorization, decline, pending, and settlement states
- What it communicates
- reports that the bank rejected the payment request.
Meaning limits
By itself, this term does not say why the bank refused the request.
Examples
“Her online payment came back bank declined, although the same checkout worked for the next customer.”
“After three attempts, the rent payment remained bank declined.”